Pinjaman jaminan BTC

Pinjam Rupiah dengan Jaminan Bitcoin

Butuh likuiditas Rupiah tanpa menjual sats? Pinjam terhadap BTC kamu dan terima dana di rekening bank atau e-wallet Indonesia. Kustodi mandiri, didukung DeFi.

Mulai tabungan Bitcoin
  • Tanpa menjual Bitcoin

    Tetap hold BTC jangka panjang sambil cairkan Rupiah untuk kebutuhan sehari-hari.

  • Langsung ke bank / e-wallet

    Dana Rupiah dikirim ke rekening atau e-wallet Indonesia kamu.

  • Dibangun di atas tabungan DCA

    Akumulasi BTC dulu dari Rp 25.000, lalu pinjam saat butuh likuiditas.

BTC-backed loan FAQ

How do I borrow Rupiah against Bitcoin?

Stack BTC with PaySats DCA, then unlock a Rupiah loan against your Bitcoin collateral. Funds go to your Indonesian bank or e-wallet without selling your sats.

Do I have to sell Bitcoin to get cash in Rupiah?

No. BTC-backed loans let you access Rupiah liquidity while your Bitcoin remains as collateral and can keep appreciating.

Who is Bitcoin-backed lending for in Indonesia?

Indonesian savers who want Bitcoin savings Indonesia long-term but occasionally need Rupiah for daily life, emergencies, or goals—without a taxable BTC sale.

Is the loan custodial?

PaySats is built around self-custody and DeFi-powered borrowing so you retain sovereignty over your assets versus depositing with a centralized lender.

Prefer to stack first? Try the Bitcoin DCA calculator or explore the Indonesia content hub.